Would you like to own a home some day?  Buy a car?  Rent an apartment?  Have you had difficulties obtaining these things, or others, due to bad credit?  Well, there is hope!  You can repair your credit… yourself!

“Bad Credit?  NO Problem!” offers are available everywhere, but unless you take steps to keep your credit rating on the right path, you run the risk of costing yourself money… the very thing you can least afford!  High interest rates (like with those “Bad Credit?  NO Problem!” offers) cost YOU.

Suppose you wanted to buy a $20,000.00 car and pay it out over 48 months.  With good credit, they may be offering a 6.5% interest rate (sometimes much less!), meaning you’d pay approximately $2700.00 in interest over the life of the loan.  *However*, with bad credit, they may offer you an 11% interest rate (sometimes MUCH higher!), meaning you’d pay approximately $4800.00 in interest over the life of the loan!  That’s a big difference!

For those with bad credit ratings: DO NOT FEEL ALONE: In 2005, approximately 2 million households filed for bankruptcy, so a lot of us have been in your shoes.  There are many reasons why you may find yourself in this situation – divorce, medical bills, lost job, the “ignorance of youth”, etc. 

Yes, I’ve done it again...I’ve changed the software for this site.  Hopefully, for the last time

The good news?

FORUMS!  Yes, we have forums!  Yay!!  Woohoo!!!  I think..hope...that it will be easier for people to post and get information through a forum format than through the previous comment system that we were using.

Slight design change!  Basic setup remains the same, but put in a few new things and changed a couple of old and hopefully it improves functionality and makes things easier to read also.

FORUMS!  Did I mention we have forums?  Yay

For Me:  Less spam!  Woohoo!!!  Part of my delay in responding to comments has been the excessive amount of comment spam that this site was receiving.  (Invisible to you, because I was madly deleting it constantly.) The new software should make that almost non-existent.  You will need to sign up to leave a comment or to post in the forums, but never fear, your information will never be used/sold by this site. (See our Privacy Policy.)

And ...FORUMS!  I’m excited about the new forums Can you tell?

New Canadian Information Category!  Our Canadian friends will be able to view all Canadian-related information in one area!  Yay!!!

FORUMS!  ....ok, I think you get the message

after 10 years or so, i’ve finally decided to purchase a real domain name for the arin’s attic credit repair section! so welcome to http://www.freecreditfixes.com same credit repair information, same price… free!