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i have a pet peeve with banks - i find it disturbing to be called at home by someone purporting to be from my bank, who asks me about my accounts and charges on those accounts.  my normal reaction is to give them absolutely no information and to request a name and phone number from them.  it may seem somewhat paranoid, but with identity theft a very real issue, it’s the safest way.

Every three years, the Federal Reserve Board conducts a survey on finances of U.S. families.  The survey includes information on income, assets, net worth, pensions, etc.  Being curious, I decided to see what the last survey had to say.  What exactly ~is~ the status of U.S. families?  How are they faring?


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HypnoBudgets

You know you’re in trouble when you turn on the cold water faucet and what comes out is hot water for the first three or four minutes.  Its supposed to be 102F here today.  That’s pretty hot. And I have two cats. Complete with fur. How do they stay cool in the summer? We always hear how someone left a dog in a car and they had a heat stroke but what about our cats?

What do beans and left over salad have in common? Both can be tossed into a burrito for a cheap, filling meal. 

Plasma donation. I does it.

Saving money as a single can be difficult. You’d think it wouldn’t be, since there is only one of you, but cooking for one can be more expensive and time intensive. And when you’re busy and tired you don’t want to spare that extra time. You end up living on prepared foods and take out. After all, who wants to cook for one? So how to save money in the biggest money waster: food?

There’s snow on the mountain tops where I live already. Its getting too cold to wear sandals and I need a sweater. The dark will soon do me in. Its winter and these are all normal things, and for me and many people like me, so is the depression that will set in soon. The winter blues. 


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